What is a Property Loan? A property loan is a loan taken to purchase or construct a property, and you repay it in EMIs (Equated Monthly Installments) over a set period, usually 10-20 years. Features 1. *High Loan Amount*: Get funding for a significant portion of the property's value. 2. *Long Repayment Tenure*: Repay the loan over a long period, making EMIs manageable. 3. *Tax Benefits*: Claim tax deductions on the interest paid and principal repayment. 4. *Flexible Options*: Choose from fixed or floating interest rates, and customize your repayment schedule. Eligibility 1. *Age*: Typically, you should be between 21-60 years old. 2. *Income*: Show a stable income to prove you can repay the loan. 3. *Credit Score*: A good credit score (750+) will help you get a better interest rate. 4. *Property Value*: The loan amount depends on the property's value and your income. Documents Required 1. *ID Proof*: Aadhaar, PAN, Passport, or Driving License 2. *Income Proof*: Salary slips, Ban...
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*Laxmi Narayan Finances Private Policy*
*Introduction*
At Laxmi Narayan Finances, we are committed to protecting your personal and financial information. This private policy outlines how we collect, use, and disclose your information.
*Information Collection*
- We collect personal and financial information, such as name, address, income, and credit history, when you apply for our services.
- We may also collect information from credit bureaus and other sources.
*Use of Information*
- We use your information to process your applications, provide services, and communicate with you.
- We may also use your information to offer you other products and services.
*Disclosure*
- We do not share your information with third parties without your consent, except as required by law.
- We may disclose your information to our affiliates, agents, and service providers.
*Security*
- We implement security measures to protect your information from unauthorized access.
- We regularly review our security practices to ensure the protection of your information.
*Your Rights*
- You have the right to access and correct your information.
- You can opt out of receiving marketing communications from us.
*Changes to Policy*
We may update this policy from time to time. We will notify you of any significant changes.
*Contact Us*
If you have questions or concerns about our private policy, please contact us at [insert contact information].
By using our services, you consent to our private policy.
*Effective Date*: [23/11/2026]
*Last Updated*: [23/11/2025]